To whip fear of poverty one must take two definite steps if one is in debt. First , quit the habit of buying on credit, being free from the worry of indebtedness, you are ready to revamp the habits of your mind and redirect your course toward prosperity.
The habit of saving a portion of your income. Very soon this habit will begin to take hold of your mind and you will actually get joy out of saving.
The spending habit must be replaced by the saving habit by all who wish to attain financial independence.
Merely to discontinue an undesirable habit is not enough, as such habits have a tendency to reappear unless the place they had occupied in the mind is filled by some other habit of a different nature.
The discontinuance of a habit leaves a hole in the mind, and this hole must be filled with some other form of habit or the old one will return and claim its place.
The person without money is at mercy of the person who has it regardless of the amount of ability one may possess, the training they have had, or their native genius or natural gifts.
Without a savings fund the individual suffers in two ways: first, by their inability to seize opportunities that come only to the person with some ready cash. Second, by embarrassment due to some unexpected emergency calling for cash.
Every failure, every adversity, every heartache may be a blessing in disguise providing it softens the animal portion of our nature.
The idea of saving, and the self control and self sacrifice that would be needed to do so, is always accompanied by thoughts of an unpleasant nature.
The habit of saving a portion of your income. Very soon this habit will begin to take hold of your mind and you will actually get joy out of saving.
The spending habit must be replaced by the saving habit by all who wish to attain financial independence.
Merely to discontinue an undesirable habit is not enough, as such habits have a tendency to reappear unless the place they had occupied in the mind is filled by some other habit of a different nature.
The discontinuance of a habit leaves a hole in the mind, and this hole must be filled with some other form of habit or the old one will return and claim its place.
The person without money is at mercy of the person who has it regardless of the amount of ability one may possess, the training they have had, or their native genius or natural gifts.
Without a savings fund the individual suffers in two ways: first, by their inability to seize opportunities that come only to the person with some ready cash. Second, by embarrassment due to some unexpected emergency calling for cash.
Every failure, every adversity, every heartache may be a blessing in disguise providing it softens the animal portion of our nature.
The idea of saving, and the self control and self sacrifice that would be needed to do so, is always accompanied by thoughts of an unpleasant nature.
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