The last principle is "Caution"
The most dangerous human trait is the lack of caution. People drift into all sorts of hazardous circumstances because they do not exercise caution by planning the moves they make. The drifter always moves without exercising caution. He acts first and thinks later. He does not choose his friends. He drifts along and allows people to attach themselves to him on their own terms. He does not choose an occupation. He drifts through school and is glad to get the first job that will give him food and clothing. He invites people to cheat him at trade by neglecting to inform himself of the rules of trade. He invites illness by neglecting to inform himself of the rules of sound health. He invites poverty by neglecting to protect himself against the environmental influences of the poverty stricken. He invites failure at every step he takes by neglecting to exercise the caution to observe what causes people to fail. He invites fear in all its forms by his lack of caution in examining the causes of fear. He fails in marriage because he neglects to use caution in his choice of a mate, and he uses still less caution in his methods of relating himself to her after marriage. He loses his friends or converts them into enemies by his lack of caution in relating himself to them on the proper basis.
The non drifter always uses caution. He carefully thinks his plans through before he begins them. He makes allowances for the human frailties of his associates and plans ahead to bridge them.
If he sends a messenger on an important mission, he sends someone else to make sure the messenger does not neglect his mission. Then he checks on both of them to be sure his wishes have been fulfilled. He takes nothing for granted where caution provides a way to insure his success.
There is no such thing as over caution. What you call "over caution" is an expression of fear. Fear and caution are two entirely different things.
In what way may caution be used most advantageously?
In the selection of one's associates and in one's method of relating oneself to associates. The reason for this is obvious. One's associates constitute the most important part of one's environment, and environmental influences determine whether one forms the habit of drifting or becomes a non drifter. The person who exercises due caution in the choice of associates never allows himself to be closely associated with any person who does not bring to him, through the association, some definite mental, spiritual, or economic benefit.
Nothing contributes more to one's success and happiness than carefully chosen associates. Caution in the selection of associates becomes, therefore, the duty of every person who wishes to become happy and successfull. The non drifter carefully selects his associate and allows no one to become closely associated with him unless that person contributes some form of helpful influence or bestows some definite benefit.
Without the exercise of caution in the choice of all associates, no one may be certain of success in any calling. On the other hand, lack of exercise of caution brings almost certain defeat in whatever one undertakes.
Do you have a hard time saying "no" to people? This makes you realize that using caution in your associates and learning to say "no" more often may speed you on your path to success.
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